Residential Mortgage
1Mortgage Enquriy
2Looking for property
3Mortgage Application
4Completion
There are many questions you will need to ask yourself regarding your choice of property. Then come the mortgage related ones such as: How much will it cost? How much deposit will I need? Will I get a mortgage? What lenders are available? What interest rates are available?
The home loan market is complex. There are so many different mortgages to choose from. So it’s good to know that, as your introducer, we are on hand to answer your questions. We will help you with the tricky process of providing you lots of information you may find very difficult to obtain by yourself, we even help you with further information and assistance with your application process. We take pride in offering a personal service that takes into account your individual circumstances. Your financial situation is unique, so we work hard to understand your goals and aspirations, provide relevant information and guidance based on a comprehensive and detailed analysis of your needs.
Request Documents
- 1) ID (e.g. Passport) and Poof of address (e.g. Utility bills or Bank statement or credit card statement within last 3 motnhs).
- 2) For employed, please provide last 3 months payslips and bank statements; for self-employed, including sole traders, company share more 15%, normally lenders require 3 year financial statements, SA302 and tax overviews.
- 3) 3-12 month bank statements to show enough funds for purchasing property, property ownership proofs, Mortgage statements and deposits that are gifted by family, gift letter, source of wealth and proof of gifting are also required.