Mortgage Calculator

New Stamp Duty Rates

  • less than £125k     0%
  • £125k to £250k     2%
  • £250k to £925k     5%
  • £925k to £1.5m   10%
  • rest over £1.5m   12%

Stamp Duty Calculator

Purchase Price of Property
Stamp Duty payable

*Calculation based on the Chancellors Autumn Statement on 03/12/2014

Our Services

Residential Mortgages

If the property is used by yourself or your relatives is called residential mortgage. No matter you need to borrow money to purchase a property or you need to apply for remortgage, we can provide you with advice and application arrangement services.

Buy-to-let Mortgage

If the property is used for investment (for example: renting out), is called Buy to Let mortgage. No matter you need to borrow money to purchase a property or you need to apply for remortgage, we can provide you with advice and application arrangement services.

Commercial Mortgage

If the security is a commercial property, this type of mortgage is called commercial mortgage. No matter it’s leasehold or freehold property you are buying, or you want to release equity from your existing commercial property, we can help. This service is by referral only; we will not provide any advice.

Home Insurance

No matter you want to protect the building , or your belongings in the property; no matter it’s to protect your home, or the property you let out or commercial property, we can provide advice and arrange insurance service for you.

Protection Plans

Protection plans are referring to Life Insurance, Critical Illness Protection, Income Protection and Private Medical Insurance. They protect you and your family by providing lump sum compensation or regular incomes when you lose your life, or are diagnosed critical illness, or lose your income due to long term illness or accident. Based on your financial situation and requirements, we can help design your protection plans and arrange them for you and your family.

Other Loan Service

It is referring to off-plan property mortgage or mortgages for people with credit problems etc. Our services are not limited to the listed services, if you need help, please contact us.
Oceantide

Oceantide

Finance specialist

020 7965 4598

Ocean Tide (UK) Ltd is a financial service company, registered with FCA (592554). Founded in 2005, we have now become a leading specialist mortgage broker in UK’s Chinese communities and established close relationships with the China desks of leading Estate agencies, developers and Private banks. We specialise in providing face-to-face advice on residential mortgages, individual and company protection plans and general insurances for customers.

Ocean Tide (UK) Ltd is an appointed representative of In Partnership the trading name of The On-Line Partnership Limited which is authorised and regulated by the Financial Conduct Authority.

Oceantide have provided high quality financial service to many customers like yourself, are trusted by our customers, and have won lots of compliments.

Your home may be repossessed if you do not keep up repayments on your mortgage.

The Financial Conduct Authority does not regulate some forms of Business Buy to Let Mortgages and Commercial Mortgages to Limited Companies. Not all services we offer are regulated by the Financial Conduct Authority. Your home may be repossessed if you do not keep up repayments on your mortgage.