At Ocean Tide (UK) Ltd, as FCA authorised and regulated financial advisors, we aim to provide one-stop, face-to-face financial planning services to clients in the UK. We have been developing towards the most trusted financial advisor company since 2005, and has been recognised as an industry leader.
We have chosen to partner with Quilter Financial Planning, sharing their systems and resources will allow us to provide our clients the insight and information they need to make the right investment decisions。
我们选择与Quilter Financial Planning合作，共享其集团的系统和资源以为客户提供做出正确投资决策所需的见解和信息，旨在为客户提供最合适的理财建议。
We will take time to understand our client’s circumstances and financial goals, and they will receive a bespoke service from our fully qualified and trained advisors who have outstanding knowledge and experience. We focus on providing holistic advice that helps our clients to achieve their goals that could be savings & investment, saving for retirement, or preserving wealth for the next generations.
The value of pensions and investments can fall as well as rise. You may get back less than you invested. Tax planning and Estate Planning is not regulated by the FCA.
1. Understanding you 初始接洽
By gathering information from you we will find out about any plans you
already have in place. Then by exploring your attitude to risk and return, and your hopes and aspirations, we will build a picture of what you want to achieve. At this stage you will find out what to expect from us and how you will benefit from using us. We do not usually charge a fee for this stage.
2. Planning 理财规划
We’ll explore and research various scenarios to make the best use of your existing plans. We’ll then recommend how you can build on your existing plans so you give yourself the best chance of achieving your goals.
3. Implementation 执行投资
Like most of our clients, you will probably prefer us to do the necessary work to put your plan into action. We will work on your behalf with the provider or lender.
This will save you a lot of time and effort and ensure your plans are set up correctly. We will charge you a fee for doing this, which we will explain to you.
Alternatively, you may decide to implement our recommendations yourself, in which case we just charge you for our time and advice.
4. Refine 复审评估
Nothing stands still, so it makes sense to check the progress and appropriateness of your plans regularly. We suggest you do this annually. This way you will find out
if your plans are affected by changes to legislation or taxation. You will also hear from us if we have something that we feel will interest you.