At Ocean Tide (UK) Ltd, as FCA authorised and regulated financial advisors, we aim to provide one-stop, face-to-face financial planning services to clients in the UK. We have been developing towards the most trusted financial advisor company since 2005, and has been recognised as an industry leader.

受英国金融监管局FCA认证和注册,欧盛泰德旨在为英国顾客提供一站式、面对面的金融咨询服务。我们一直朝着英国最值得信赖的理财服务平台发展,自05年建立,现已成为业内广受好评的行业领军人。

We have chosen to partner with Quilter Financial Planning, sharing their systems and resources will allow us to provide our clients the insight and information they need to make the right investment decisions。

我们选择与Quilter Financial Planning合作,共享其集团的系统和资源以为客户提供做出正确投资决策所需的见解和信息,旨在为客户提供最合适的理财建议。

We will take time to understand our client’s circumstances and financial goals, and they will receive a bespoke service from our fully qualified and trained advisors who have outstanding knowledge and experience. We focus on providing holistic advice that helps our clients to achieve their goals that could be savings & investment, saving for retirement, or preserving wealth for the next generations.

我们将花时间全面性地了解您的财务情况和理财目标,拥有丰富知识和经验的理财顾问们将为您提供量身定制地投资理财规划建议,无论是储蓄投资、退休规划还是财富传承, 选择我们,选择专业。

The value of pensions and investments can fall as well as rise. You may get back less than you invested. Tax planning and Estate Planning is not regulated by the FCA.

养老金以及理财产品的价值会随市场波动有所浮动,投资有风险。税务规划以及房产规划不受到FCA监管。

1. Understanding you 初始接洽

By gathering information from you we will find out about any plans you
already have in place. Then by exploring your attitude to risk and return, and your hopes and aspirations, we will build a picture of what you want to achieve. At this stage you will find out what to expect from us and how you will benefit from using us. We do not usually charge a fee for this stage.

了解您的财务状况以及基本需求,对风险的认知,构建财务目标。在这一阶段,我们不收取您的费用。

 

2. Planning 理财规划

We’ll explore and research various scenarios to make the best use of your existing plans. We’ll then recommend how you can build on your existing plans so you give yourself the best chance of achieving your goals.

分析评估您的基本情况以及现有财务资源,并且提供建议,定制专属您的理财建议并且解答相关疑问。

 

3. Implementation 执行投资

Like most of our clients, you will probably prefer us to do the necessary work to put your plan into action. We will work on your behalf with the provider or lender.
This will save you a lot of time and effort and ensure your plans are set up correctly. We will charge you a fee for doing this, which we will explain to you.
Alternatively, you may decide to implement our recommendations yourself, in which case we just charge you for our time and advice.

得到您的确认后,执行理财建议,这会大大节约您的时间成本。我们会收取一定的费用,也会详细地向您解释费用结构。或者,您也可以选择自己执行理财建议,这样地情况,我们只会针对时间和建议收取您的费用。

 

4. Refine 复审评估

Nothing stands still, so it makes sense to check the progress and appropriateness of your plans regularly. We suggest you do this annually. This way you will find out
if your plans are affected by changes to legislation or taxation. You will also hear from us if we have something that we feel will interest you.

考虑到市场波动,我们会定时评估复审投资表现,及时调整,我们会建议您对投资产品进行年审,可以根据新的法规或是税务要求做出新的调整。